Dividend Payout Ratio Calculator - Income Safety Tool

Calculate the dividend payout ratio to see if a company can afford its dividends. analyze income safety and growth potential.

Dividend Payout Calculator

Determine if a dividend is sustainable or at risk of being cut by analyzing payout ratios.

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DIVIDEND PAYOUT RATIO
33.3%
SUSTAINABLE
RETENTION RATIO66.7%
DPS / EPS33.3%
RETAINED EARNINGS$100,000
COVERAGE3.0x

How to Use Dividend Payout Ratio Calculator - Income Safety Tool in 3 Easy Steps

1

Step 1

Input your Net Income and Total Dividends.

2

Step 2

Alternatively, use the advanced mode to check by Earnings Per Share (EPS).

3

Step 3

Compare the result to industry averages for safety.

Frequently Asked Questions

For most companies, 35% to 55% is considered healthy. For REITs, 90% is normal.

Yes, if a company pays out more than its earnings. This usually indicates an unsustainable dividend.

The company is reinvesting 100% of its profits back into growth, common in tech and startups.

Many analysts prefer comparing dividends to Free Cash Flow (FCF) rather than net income for a truer safety check.