Future Value of Annuity Calculator - Project Recurring Investment Growth
Calculate how regular periodic payments grow over time with compound interest. Plan retirement savings, SIP investments, and recurring deposit strategies with precision.
Future Value of Annuity
Calculate the total value of a series of recurring payments at a future date.
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Future Value of Ordinary Annuity
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Projected balance including all payments and compounded interest.
Total Contributions—
Total Interest—
FVIFA Factor—
Accumulation Schedule
| Year | Total Payments | Interest Earned | End Balance |
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How to Use Future Value of Annuity Calculator - Project Recurring Investment Growth in 3 Easy Steps
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Step 1
Enter your regular periodic payment amount.
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Step 2
Set the annual interest rate and number of periods.
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Step 3
Optionally adjust compounding, inflation, and tax settings for realistic projections.
Frequently Asked Questions
An annuity is a series of equal periodic payments made at regular intervals, such as monthly savings deposits or annual insurance premiums.
Ordinary annuity payments occur at the END of each period; annuity due payments occur at the BEGINNING, earning one extra period of interest.
Inflation reduces the real purchasing power of the accumulated sum. Use the inflation toggle to see the real vs nominal future value.
At 0% interest, FVA equals simply the payment times the number of periods (PMT × n) — no growth occurs.
Absolutely. FVA is the standard formula for projecting 401(k), IRA, and SIP accumulations over your working years.