Home Equity & LTV Calculator

Use our Home Equity & LTV Calculator to get detailed, real-world breakdowns with interactive charts and scenario analyses.

Home Equity Calculator

Calculate your property equity and available loan amount.

Estimates assume an 80% Loan-to-Value (LTV) limit.
Available Potential Equity
$150,000
LTV Ratio 57%
HELOC Limit $80,000

How to Use Home Equity & LTV Calculator in 3 Easy Steps

1

Step 1

Input your standard values on the left.

2

Step 2

Turn on 'Pro Mode' to add real-world variables like inflation and taxes.

3

Step 3

Review the interactive chart and detailed breakdown on the right.

Frequently Asked Questions

Our tool uses robust financial formulas that factor in inflation, taxes, and degradation to give you the most realistic projection possible.

Yes, all advanced features including PDF export and interactive charts are 100% free.

You can locally save your calculation using the Save button, but we do not store your financial data on our servers out of respect for your privacy.