SIP Calculator (Free & Instant)

Calculate your mutual fund SIP returns instantly. The best SIP calculator for financial planning.

SIP Growth Calculator

Calculate the future value of your Systematic Investment Plan (SIP) with annual step-up and inflation adjustments.

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ESTIMATED FUTURE VALUE
$1,161,695
TOTAL INVESTED$600,000
ESTIMATED RETURNS$561,695
RETURN RATIO48.3%
Investment Portfolio
Invested
Returns

How to Use SIP Calculator (Free & Instant) in 3 Easy Steps

1

Step 1

Input your planned monthly investment amount.

2

Step 2

Choose the expected annual rate of return (e.g., 12% for Equity Funds).

3

Step 3

Select the number of years you plan to remain invested.

Frequently Asked Questions

A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly (usually monthly) in a mutual fund scheme.

SIP is generally better for most investors as it averages out the cost of buying (rupee-cost averaging) and builds a disciplined saving habit.

An annual increase in your monthly SIP amount based on your salary growth is called a Step-up SIP. It significantly boosts your final corpus.

Yes, our calculator includes an inflation toggle to show the future purchasing power of your investment.